Florida home insurance inspection guides
Plain answers to the questions I hear every week from Homestead homeowners: when your insurer wants a 4-point, how the wind mitigation form can lower your premium, and what Florida law says about older roofs.
GuideCitizens' 20-year 4-point ruleWhen Citizens asks for a 4-point, what it covers, and what can stop a policy.
GuideThe 2026 wind mitigation formWhat changed on April 1, 2026, the 9 questions, and how the form can lower your premium.
GuideFlorida's 15-year roof lawWhat the law says about older roofs, and how an inspection can keep your coverage.
Free quote
Tell me about the house. I'll take it from there.
Send the address and what you need. I'll text or call you back with a quote and the next open time.
Open 7 days, 8am–8pm. Se habla español.
On a deadline? Text me the address today.
Open 7 days, 8am to 8pm. Licensed Florida home inspector HI18810.